August 4th, 2007 at 12:23 pm
(auto financing, auto insurance)
Everybody of us needs insurance on our homes, cars, lives. An when it comes to choose the insurance company, you have to be very careful not to choose a company which have given people a lot of trouble, such as Allstate Insurance Company. Because when you are already in trouble after the car accident or some theft, you do not need to have some more problems and stresses with the company which has to cover you upon the whole.
Problems you can meet with Allstate.
Sometimes you have to pay for other people’s mistakes. For instance, they have not updated their system, their data base and cancelled your insurance with you having no clue about it. Then you are to pay for it, for everyday you spent driving (if it was car insurance) without insurance. They will force you to pay by the law. And the reason of that trouble would not matter. Or they can tell you they will cover the insurance of your underage child when he/she comes of age. And then Allstate Insurance Company says the statute of limitation has expired and everything you were told before was a lie. Or you can file a claim and get only delays and no investigation.
Solving the issues.
If you just file a personal complaint that would not be enough. They will just have the cheek to say they are a multi million insurance company and they can ignore a personal complaint. When you are trying to call and settle the problem to get it right, all you get is rudeness and run arounds. With such companies everything is good until there is something against their will. So, you can start fighting with them. You can go to court and hire a lawyer. But all this will take years to be done.
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August 4th, 2007 at 12:17 pm
(Debt and Credit Services)
When a person is really at a loss, out of money, or after some serious life drama, this person can believe anyone who expresses a desire to help. Especially when this is a question of repairing the credit. And this is how credit card scammers earn their living – fooling out of honest-minded people. So, it would not be useless to tell you about Alpha Credit Enhancement and how they perpetrate hoaxes.
Telemarketer call. At the beginning of all this fraud you receive a telemarketer call from Alpha Credit services. Even if you were going to hang up right away their telephone service representative will tell you such a story, such a lie about the credit re-establishment, that you will listen till the end. And really, the offer looks great. They suggest an unsecured, totally good faith credit with $2500 limit. And this is only for one time membership fee of $299! This is where you have to suspect that something is shady and wrong. Who would give such good credits on the phone to the people with bad credit score? But the telemarketer will find a way to calm you down and to get what he wants if you are not vigilant. And they will ask your account number to debit the requested amount against. And after you give it to them, they can even not wait to say good-buy and hang up.
Damage resulting. You will feel the loss very soon because they act really fast. The membership fee can be debited against your account up to 5 times. And than if it is not too late, you will have to pay the fee to your bank to stop the payment. Usually they can recover only some of the payments or none. Then you have to pay an overdraft fee. And what you finally get from Alpha Credit Services is a package with a coupon book and no card in it. Then you are trying to call one of those reference numbers they might have given you. But they can just lead you back to the same scammer helpers who will never answer a question.
Be warned, and do not fall for the bait!
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