August 12th, 2007 at 11:04 am
(Collection Agency, Debt and Credit Services)
If you think that you are prepared for such a big step as a loan, you have to think twice while choosing a loan servicing company. You have to make some research and analyze the market and its services. This article may be helpful as here we present some information for you to be aware of Litton Loan Servicing.
Their services are a mess. When you have such an obligation as a loan and such a big amount of money to pay off, it is natural that you want to be sure that everything is going fine. Then what should be your amazement and irritation when you find out that there is a complete mess in your case and nobody now for sure the answers for your questions. You pay accurately the requested amount monthly and then they call you and say you are behind your payments! And while you are trying to get the things right and prove that they are wrong, your accounts are in a mess just like the services of Litton Loan Servicing! When you are trying to reach somebody who is not inept to tell you the real state of things, you get the information which is absolutely contradictory to what the other representative has just said.
How they make you pay for their own mistakes. As they have no order in their system and cannot really control your payments, finally they blame nobody but you in this Litton Loan Servicing mess. And here comes the most interesting thing – you have to pay for this! They force you to pay off everything they do not have in their records and all those penalties for their mistakes, and also some more fees for the troubles. And if you do not fight with them legally, you will have to pay all those money, or they will make you broke. Thus, if you have got in this trouble, you do not have to give up. There are numbers of cases similar to yours. You have to fight against them, write complaints and not sit still. And finally you will for sure win.
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August 12th, 2007 at 10:42 am
(Collection Agency, Debt and Credit Services)
Have you heard of people who are really trying to make the ends meet but finally lose this battle and lose their home? This is really unfair, especially when during the elections all the politicians in choir say that they will help such families, that the government will take care of them and create some special programs, discounts and so on. Nevertheless, at last the mortgage loans of people in the mentioned situation are sold to such debt and credit managements like America’s Servicing Company who will take the last they have - their homes.
How their system works. It happens very often that your mortgage company may find your credit rating very poor and yourself not responsible enough. And then they decide not to risk and sell your loan to America’s Servicing Company or to some another company like this, even if you have always made payments on time. And then this company sometimes acts really like a collection agency using their dishonest and unbelievable practices. They do not stop before anything to reach their main target – pull out the money off you.
Horrible business practices.
America’s Servicing Company not only harass you and threat to foreclose on your property, they take some actions on this way to their aim. You can forget about your credit to look and get better because they know how not to make it happen. It is their usual practices to post your payments late and force you to pay a huge number of different late and excessive fees and various additional charges. And they do it to those people they actually have to help to get back on their feet! Sometimes America’s Servicing Company can even say that you have missed your payment, which is a complete untruth.
And when you try to get out of this trouble, they will never assist you with it; they never even give you a straight answer how you would better act. So, be warned!
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