October 27th, 2007 at 1:38 pm
(Uncategorized, Debt and Credit Services, Scam)
You can find a huge number of complaints filed against this fraudulent company. And this is so strange and interesting, how a company with such a reputation is not punished? They still spread scam and fraud and unsuspecting trusting people just fall for their tricks and then do not know what to do. Paycom.net is such a bright example of sending these scam messages trying to get you involved in their shady business. What is especially interesting: why do not the anti-fraud organizations interfere and make them stop spoiling lives of our citizens? And not only our, but also many people abroad were cheated like this.
How they tempt you. Usually people just receive a Paycom.net letter with an offer that sounds really good. They suggest a trial membership just for $6.95 and many people make this mistake. But when they understand it appears to be kind of late. They hopelessly and in vain try to cancel that thing. People call Paycom.net client service numbers and cannot get anything done. In the most cases this scammers post the telephone numbers of some other company, for people to call there. And that company got sick and tired of furious calls, but they are just in the same boat. And then the credit card billing company just keeps on charging their accounts something like $25 per month. And all these poor victims have no other way than to close the account that the card transaction is tied to.
How you have to react. Your reaction should be very fast and coordinative. Because sometimes it is possible to cancel that thing. And if you have got in the situation like this with paycom.net, than you have to go to your bank and consult with someone there. Maybe they will be able to block the withdrawal from Paycom.net. And if not, that the only way to get rid of this horrible credit card billing company would be to close the account they have access to.
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October 27th, 2007 at 1:35 pm
(Uncategorized, Banking, PayPal, Scam)
People who cheat you are miserable and wretched individuals. Unfortunately, what they make for a living is cheating, scamming and making the others upset, frustrated and unhappy. They are like vampires, sucking the energy, time and money out of the honest hardworking people. But what is worse, that sometimes the victims have to pay. And this is just the same in the case with Paypal. There are so many Paypal complaints in the Internet, but why does nobody fight against it?
How it happens. These scammers know many many ways how to steal your money. And we have to admit that they are quite resourceful and clever. For example, you sell an item on Ebay. You are unsuspecting and calm, you ship an item after having get the proof from Paypal approving the transferring of the money. And than Paypal just inform you that you cannot withdrew the fund to your account because there some troubles appeared with the buyer’s account. You send them all the documents that it was not your fault and it is crystal clear that the buyer was the scammer. But there is no way to contest this. They lost the money and want you to compensate it. Otherwise they just report to the collection agency and another story begins. Or another hunt.
Some tips. But you still can do something. First of all, you have to write a Paypal complaint and file it to all the instances. They are basically being lazy to investigate what happened, so that is for sure not your fault and it is possible to prove it. You have also to send the copy of the complaint to your Attorney General’s office for them to help and make a record of it. Besides, the most effective way to win this deal is to use the media. You can report to their complaint service about Paypal inaptness to run the business competently. And if some more Paypal complaints arise, you can join and make it together.
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October 19th, 2007 at 10:59 pm
(Uncategorized, auto financing, auto insurance, Insurance)
When you are looking for a part-time job, you are most probably to come across Primerica. This company just recently has become that big – they have their affiliates almost in every state and even abroad. Their job sounds very good, especially for those who has already a full-time job or for students. This is a possibility and you might think to take advantage of it. Is it really so great to work for this company?
Primerica group interview. First of all, some smooth guy is calling you and inviting you to come to their group interview. Their representatives usually sound very nice on the phone and besides they state that you will not lose anything if you come there. Also in Primerica they say that you do not need any specific skills or knowledge, just to be smart enough and possess good social skills. Then, they start telling you about the amounts of money you will be able to earn while working there. But if you ask exactly what the job consists of, you will not get a clear answer. They will tell you something fishy and will try to lure you in their company.
What the job consists of. Probably, there are some reasons why the Internet is blazing with Primerica complaints . We have to understand that everything is not that simple. They have special company gatherings where they train their employees and teach them actually how to rip the people off. Primerica can suggest many many ways how to brainwash the innocent unsuspecting customers’ minds. Also they are taught how sell, how to do everything for money. Primerica’s business practice is not the one to follow. Their employees are impudent and annoying and they are looking for those people in difficulties to make use of their confusion. And this very fact is the most awful, because this is against any human morality and rules.
Thus, our sincere advice is to stand aside this fishy company and to try to find an honest way to earn for a living. Because it would be better if you would work harder but will not be conscience-stricken.
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October 18th, 2007 at 3:18 pm
(Uncategorized, auto financing, Banking)
When something seems too easy to get, you have to be very cautious. You have to be careful and guarded when it comes to something that lies in temptation’s way. This is very easy to remember the golden rule of our life: free cheese could be in the mouse trap only. This could sound for you too pessimistic and skeptic. But that is the way we have to learn to survive in this world; we have to know the rules. And pessimists are actually well-informed realists. And it concerns everything in our everyday lives and extreme situations. Especially, it happens to good or not that good people with bad credit and hardships. When they see that some company offer a good penny-worth and they accept their financial situation, they just think that they could give it a try. But all is not gold that glitters. And this is the case with Roadloans auto-financing company.
How Roadloans work. This company works on-line, chasing customers who apply for an auto-loan, even if those people have applied through some other company. Then they send you their offer stating that you have been approved by this company for an auto-loan. And that is where you have to make you first step and agree or not. Later on, Roadloans sends you a package. They suggest you a list of very nice-looking requirements and if you meet those requirements then you can just go and choose a car you would like to buy. Everything seems very easy, does not is?
Too simple does not mean too good. The thing is that they very often just do not check the papers that well. And you can choose a car, talk to a dealer and even get an approval from Roadloans that everything is fine. And then they just find out that something with your faxed documents is not that good they would like it to be. So, you start experiencing a lot of problems trying to get the things right.
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October 14th, 2007 at 3:18 pm
(Uncategorized, auto financing, auto insurance, Sub Prime Mortgage)
Nowadays there are a number of companies that help people get back on their feet. Everybody has rises and falls. And this is a natural human right get the second chance, to get up. That is why all these financing companies were created. But how do they truly operate? Is it worth trusting them? Triad Financial is one these companies.
What they offer. Triad Financial provide non-prime financing services for people in financial troubles. The company is able to lend you money even if your credit record is much to be desired and you are so called risky debtor. They offer different kinds of loans, auto loans. They also provide this one time deferment thing which allows you to be one month late. Companies like this get their profit by setting very high interest rate. If your car, for instance, was $10,000 worth then in the end you would pay them something like $18,000-19,000. But this loan is to be considered a win-win deal, because nobody would lend money to a bad debtor and otherwise nobody except a person in a difficult situation would pay such interests.
Why people complain. There is a huge number of complaints and class law suits against Triad Financial. And these complaints have different grounds. But what unites all of them is a statement that this company harasses its customers bringing them a lot of troubles instead of providing some recovering and help. They say that Triad Financial is trying to get a double profit by driving its customers into a corner and repossessing their vehicles. Thus, they resell cars and charge their clients for them. They post the payments late and make you pay late fees. This is reflected on your credit record right away. Gradually, your credit history is totally ruined and there is a danger of losing your vehicle.
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October 5th, 2007 at 11:22 pm
(Uncategorized, Debt and Credit Services)
How many descent and hardworking people had lost their property because of the mistakes of their mortgage companies? How many of them were harassed and threatened? There are a lot of different kinds of complaints against mortgage companies and brokers, and there is no end to it. But the most numerous are complaints against ABN Amro and America’s Servicing Company. These are the most common complaints against mortgage institutions:
They post payments late.
The reason of it is clear: they are trying to win some time to get out of you some more money. Sometimes it even looks like they are going to take the last shirt of you, till your mortgage loan is paid back. Especially it happens with America’s Servicing Company. Usually your mortgage loan is sold to this institution when you really have some hardships in your life and your credit record looks bad. And then your life is getting worse only.
They charge late fees.
After they have postponed the post of your payment, they charge your accounts additional late fees. And this is for their own oversights! Sometimes they can even state that you are not only late, but that you have missed a payment.
They make your payments go up without warning.
For example, ABN Amro can assert that they have a third party managing your taxes which provides records of your taxes. Out of the blue they make your mortgage payment go up stating that it was made on the basis of those reports on your taxes which have risen. And then the usual run around starts. You deny the reports and they ask you to send them some proof that you are right. Then they say they never received any papers. Then they charge you late fees and report you are late to the credit bureau.
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October 4th, 2007 at 11:40 pm
(Uncategorized)
The information on Primerica is of very dubious nature. Everything has its own pluses and minuses, positive and negative reviews, but on this company all the data is too contradictory. Their main aim is world wide domination of the financial services market. They have started as a small national company with a staff of 30 people and now they have their affiliates all over the country, in every state. Is it because people can work their part time and combine their full time job with Primerica’s tasks? But there are also a lot of Primerica complaints, fraud and scam reports against this company.
Arguments in favour.
A lot of people say that if you want to built a good part time career, than Primerica is the best way to go. They state, that if your main job does not give you enough for living, than you have to find a new direction of earning money, which could be work with Primerica. They already have about 130,000 licensed representatives in the world and most of these people work part time. While doing this job you can get quite a good experience. Besides, they have these company internal compliance meetings, where they teach their employees how to work with customers, how to behave yourselves in stress situations not losing your temper and dignity.
Arguments against.
On the other hand, in numerous Primerica complaints people say that at these meeting, at these group gatherings they teach people how to brainwash their clients’ minds, how to make their offers so attractive, that a person would not be able to reject. Primerica’s employees are very often being too pushy, they foist off their services. Sometimes they just cannot contain their enthusiasm or maybe they just do not know how to sell? It is actually doubtful whether their activities are legit or not. They also ask about people’s community service, targeting those who are the most likely to help others. That is why there are so many Primerica complaints .
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